FEGLI Option A Explained: A Case Study on Benefits and Coverage Types
Key Takeaways:
FEGLI Option A offers a fixed additional life insurance benefit for federal employees, supplementing Basic coverage with simple eligibility and clear survivor rules.
Cost, reduction features in retirement, and differences from oth…
Inflation Planning for Federal Retirees vs. COLA: Comparing Key Protections
Key Takeaways:
Federal retirees benefit from government-set COLAs, but personal inflation planning remains important for maintaining long-term purchasing power.
Some federal benefits have built-in protections, yet retirees should stay informed a…
TSP Annuity Option Explained: Understanding Federal Retirement Payout Choices
Key Takeaways:
The TSP annuity allows you to convert your TSP balance into a regular stream of payments based on federal retirement rules.
Careful comparison of annuity features and withdrawal alternatives is essential before making an irreversi…
How TSP Coordination With Pension Works for Federal Retirement Income Sources
Key Takeaways:
Federal retirement income typically comes from both a federal pension and the TSP, which are separate but can be drawn concurrently.
Rules for timing, taxation, and payment options differ between pensions and TSP, and understandin…
Medicare Part D and FEHB: 7 Key Facts for Federal Retirees in 2026
Key Takeaways:
FEHB plans generally provide creditable prescription drug coverage, which can impact the need for Medicare Part D among federal retirees.
Federal retirees should annually review rule changes, coordination details, and personal med…
