How to Navigate Law Enforcement Officer Retirement Under FERS Special Rules
Key Takeaways:
FERS special retirement rules offer enhanced benefits and earlier retirement options for federal law enforcement officers who meet strict eligibility criteria.
Retirement timing, service type, and annuity enhancements are all dict…
7 Key Facts About PSHB Premiums in Retirement for Federal Employees
Key Takeaways:
PSHB premiums for federal retirees are established by federal rules and may change annually based on program costs and enrollment.
Automatic payment methods and coordination with Medicare are crucial aspects of managing PSHB cover…
TSP Monthly Payments vs Lump Sum: Separating Myths from Federal Withdrawal Facts
Key Takeaways:
Monthly payments and lump sum withdrawals from the TSP follow strict federal rules, with distinct implications for retirement planning and taxes.
Understanding the structure, flexibility, and coordination with other benefits can h…
TSP Required Minimum Distributions in 2026: Rules, Ages, and IRS Guidelines
Key Takeaways:
TSP RMDs in 2026 must begin by April 1 of the year after reaching the required age, following updated IRS rules.
Recent legislation exempts Roth TSP accounts from RMDs for original account owners, but not for beneficiaries.
Pros and Cons of Medicare Part B and FEHB for Federal Retirees in 2026
Key Takeaways:
Combining Medicare Part B with FEHB can provide federal retirees broader coverage and reduced out-of-pocket risks, but may result in higher total premiums.
Recent updates in 2026 reinforce the importance of understanding current e…
FERS Retirement Application Process: Steps, Timeline, and Required Documents
Key Takeaways:
Understanding the proper sequence and requirements in the FERS retirement process helps prevent delays and errors.
Accurate documentation and familiarity with official forms and online tracking resources are essential for a succes…
Retirement Readiness Checklist for Federal Employees: Key Steps and Requirements
Key Takeaways:
Federal employees with TSP accounts must follow specific RMD age and timing guidelines, which differ from IRA rules.
Missing a TSP RMD can result in IRS penalties, but recent rules and official guidance clarify how to remain compl…
Retirement Eligibility Best Practices: Understanding FERS and CSRS Requirements
Key Takeaways:
Understanding survivor benefit election rules under FERS and CSRS is critical to protecting your family’s financial interests.
Common mistakes—including timing errors and incomplete designations—can often be avoided by followi…
FEHB Self Plus One Retirement: A Case Study on Eligibility and Cost Considerations
Key Takeaways:
FEHB Self Plus One provides continued coverage for federal retirees and one eligible family member, with costs and eligibility determined by federal rules.
Survivor eligibility, enrollment changes, and government contribution guid…
TSP Investment Options Compared: Rules, Risks, and Choosing Federal Retirement Funds
Key Takeaways:
The TSP offers distinct fund choices and rules designed specifically for current and retired federal employees.
Understanding TSP rules, risks, and allowed changes helps ensure your retirement investments remain aligned with your …
