FERS Retirement High Three Calculation: Myths vs Facts for Federal Employees

Key Takeaways
The FERS high three average is based on your highest-paid consecutive 36 months, not always the final three years.
Understanding what counts—and what doesn’t—avoids common mistakes and supports more accurate reti…
How to Compare FEHB vs Medicare Advantage: Key Federal Health Coverage Rules

Key Takeaways
Federal health coverage rules allow both FEHB and Medicare Advantage for eligible retirees, but coordination and requirements differ.
Annual review of plan changes and official options remains vital to ensure coverage …