Leaving Federal Service and Health Benefits: How FEHB Rules Affect Retirees

Key Takeaways
FEHB can often be continued into federal retirement if eligibility criteria are met.
Recent changes in 2026 impact both eligibility and Medicare integration for retirees.
Many e…
High Three Salary Rules: Federal Retirement Calculation and What Counts in 2026

Key Takeaways
Your high three salary is the average of your highest-paid 36 consecutive months and forms the core basis for calculating federal annuity benefits.
Not all types of pay count toward your high three, and special situati…